| Heat Included | |
| CAC Included | |
| Common Elements Included | |
| Building Insurance Included |
















































315 - 5 St. Joseph Street
Bay Street Corridor, Toronto
$389,000
Located at 5 St. Joseph, this unit offers an unbeatable downtown lifestyle just steps from U of T, TMU, Queen's Park, Yorkville, and a wide range of dining and everyday amenities. Enjoy seamless access to both subway lines with Wellesley and Museum stations nearby.Featuring beautiful west-facing heritage-style windows, this space is filled with natural light and offers a warm, character-filled feel. The open-concept layout is designed to maximize usable space, complemented by high-quality finishes, built-in appliances, and a functional kitchen with an integrated island.
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | 6-10 |
| Size | 0-499 sq. ft. |
| Maintenance Fees | $379 |
| Locker | None |
| Balcony | None |
| Exposure | West |
| Parking Type | None |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $2,232 |
| mls© Number | C13028574 |
| Listed By | KELLER WILLIAMS EDGE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,991
- Property tax
- $186
- Heat allowance
- $150
- Condo fees, half counted
- $190
- Housing costs
- $2,517 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$77,000
gross annual household income
- Payment at 4%
- $1,637 / mo
- Cash down
- $77,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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