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Price Change$459,000

315 - 5 St. Joseph Street

Bay Street Corridor, Toronto

$389,000

Condo Apartment |
0 | 1 | 0 | 0
About this home

Located at 5 St. Joseph, this unit offers an unbeatable downtown lifestyle just steps from U of T, TMU, Queen's Park, Yorkville, and a wide range of dining and everyday amenities. Enjoy seamless access to both subway lines with Wellesley and Museum stations nearby.Featuring beautiful west-facing heritage-style windows, this space is filled with natural light and offers a warm, character-filled feel. The open-concept layout is designed to maximize usable space, complemented by high-quality finishes, built-in appliances, and a functional kitchen with an integrated island.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeCondo Apartment
StyleApartment
Approx. Age6-10
Size0-499 sq. ft.
Maintenance Fees$379
LockerNone
BalconyNone
ExposureWest
Parking TypeNone
Parking Spaces0
Parking FeaturesNone
Property Tax$2,232
mls© NumberC13028574
Listed ByKELLER WILLIAMS EDGE REALTY
Heat Included
CAC Included
Common Elements Included
Building Insurance Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,991
Property tax
$186
Heat allowance
$150
Condo fees, half counted
$190
Housing costs
$2,517 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $77,800
25-yr amortization

Income needed

$77,000

gross annual household income

Payment at 4%
$1,637 / mo
Cash down
$77,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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