| Water Included | |
| Common Elements Included |


































804 - 20 richardson Street
Waterfront Communities C8, Toronto
$419,900
Welcome to this bright and spacious 422 sq. ft. studio - the largest studio layout in the building! Located in Toronto's highly sought-after waterfront community, this exceptionally well-designed suite offers more living space than a typical studio, with a functional layout that maximizes every square foot. Featuring quality finishes, a modern gourmet kitchen with integrated appliances and a functional centre island, the suite combines style, comfort and practicality. Step outside to your large private balcony. An excellent opportunity for first-time buyers, investors, or those seeking a convenient downtown lifestyle. Ideally located just steps from the waterfront, Sugar Beach, George Brown College, Loblaws, St. Lawrence Market, Union Station, restaurants, shops and everyday amenities. A rare opportunity to own the building's largest studio floor plan in one of Toronto's most vibrant waterfront communities!
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | 0-5 |
| Size | 0-499 sq. ft. |
| Maintenance Fees | $432 |
| Locker | Owned |
| Balcony | Enclosed |
| Exposure | East |
| Parking Type | None |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $2,480 |
| mls© Number | C13851792 |
| Listed By | HOMELIFE NEW WORLD REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,149
- Property tax
- $207
- Heat allowance
- $150
- Condo fees, half counted
- $216
- Housing costs
- $2,722 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$84,000
gross annual household income
- Payment at 4%
- $1,767 / mo
- Cash down
- $83,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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