









807 Athol Street
Downtown Whitby, Whitby
$1,389,000
Plan ahead-invest in your future! This legal duplex, semi-detached style bungalow is finished top to bottom and offers exceptional versatility for homeowners and investors alike. The main floor features 9 ft ceilings, 3 spacious bedrooms, 3 bathrooms, and an open-concept kitchen with a walk-out to a deck overlooking Peel Park-complete with tennis courts, soccer fields, a baseball diamond, and more. Situated on a premium lot, the property also offers 4-car parking and separate utilities. The lower level includes a well-designed legal basement apt with 2 bedrooms, an open-concept living/family room, and a custom kitchen, along with a walk-out to a large backyard. Equipped with separate furnaces and meters, this home is ideal for multigenerational living or maximizing rental income. Live in one unit and rent the other, or lease both-a smart investment with strong income potential. Located in a highly desirable, family-friendly neighbourhood, just steps to parks, schools, shopping, restaurants, and everyday amenities, with easy access to Highways 401, 412, and 407 and public transit.
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| Type | Semi-Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | --- |
| Lot Size | 27 ft x 271 ft |
| mls© Number | E12953650 |
| Listed By | ROYAL HERITAGE REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's estimated carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,110
- Property tax (estimated)
- $0
- Heat allowance
- $150
- Housing costs
- $7,260 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$223,000
gross annual household income
- Payment at 4%
- $5,845 / mo
- Cash down
- $277,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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