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Listed 2 months ago

40 Niagara Trail

Newcastle, Clarington

$724,900

Detached|Bungalow
2 | 2 | 3
About this home

Are you ready for life by the lake? This home is ready for you to move in and enjoy. Nestled along the shores of Lake Ontario, this sought-after adult lifestyle community of Wilmot Creek offers comfortable, low-maintenance living in a vibrant community setting. This 2-bedroom, 2-bathroom bungalow features updated windows, vinyl flooring and modern bathrooms. Step inside to a bright and spacious open concept living area, thoughtfully designed for both everyday comfort and entertaining. A separate laundry room and pantry with garage access adds everyday functionality, while the crawl space provides additional storage. Outside, you can relax or entertain in your gazebo and hot tub this summer. Plus, the enclosed front porch, garage and parking for three vehicles offers everyday convenience. Residents enjoy driveway and road snow removal, along with access to resort-style amenities including a 9-hole golf course, recreation centre, tennis and pickleball courts, lawn bowling, horseshoes, pools, gym, sauna, and more. Welcome to Wilmot Creek and life by the lake!

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Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,369
Lot Size0 ft x 0 ft
mls© NumberE13432580
Listed ByRoyal LePage Frank Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,710
Property tax
$197
Heat allowance
$150
Housing costs
$4,058 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $144,980
25-yr amortization

Income needed

$125,000

gross annual household income

Payment at 4%
$3,050 / mo
Cash down
$144,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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