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Rural Scugog, Scugog
$999,000
Turnkey, custom-built waterfront living with modern construction, premium finishes, and four-season lifestyle appeal. Custom-built in 2020 with exceptional attention to detail, this stunning 2-storey waterfront home in Scugog offers the perfect blend of modern design and long-term peace of mind. Built from the ground up with permits, the home features an ICF foundation, new well, septic system, and all major mechanical systems installed in 2020, along with 200 AMP electrical service. Bright open-concept layout with a striking floating staircase and expansive windows that flood the space with natural light. The kitchen, dining, and living areas flow seamlessly with walkout to a large deck overlooking the water-perfect for entertaining or relaxing. A main floor bedroom and full bath offer flexibility for guests or multi-generational living. Designed for year-round comfort with in-floor hydronic heating throughout the main level and heated upper bathrooms. Equipped with a comprehensive water treatment system including filtration, softening, and UV purification, plus an air exchanger for added efficiency and comfort. Upstairs features two bedrooms with ensuite access and a massive private balcony with unobstructed waterfront views. Enjoy true lakeside living with your own private waterfront deck just steps from the home. Ideal as a full-time residence, weekend retreat, or four-season rental in sought-after Scugog. A rare turnkey waterfront opportunity built with quality construction methods. Behind the scenes, this home reflects a true focus on quality and long-term performance. From structural components to mechanical systems, it is not simply an updated home but one that was thoughtfully constructed for comfort, efficiency, and reliability-offering a level of peace of mind rarely found in comparable waterfront properties.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $6,814 |
| Lot Size | 45 ft x 153.1 ft |
| mls© Number | E13434660 |
| Listed By | ROYAL LEPAGE ASSOCIATES REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,113
- Property tax
- $568
- Heat allowance
- $150
- Housing costs
- $5,831 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$179,000
gross annual household income
- Payment at 4%
- $4,204 / mo
- Cash down
- $199,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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