| Water Included | |
| Parking Included |






























2 - 540 Mary Street E
Downtown Whitby, Whitby
$529,900
Beautifully updated, ground-level 3-bedroom condo apartment in the heart of Downtown Whitby! This spacious and functional layout offers the rare convenience of two full bathrooms, including a newly added 3-piece bath and a beautifully refreshed second bathroom (both 2025). Seamlessly blending convenience and space, this home is ideal for families, first-time buyers, or downsizers looking to establish roots in a highly desirable, walkable community.Step into bright, inviting living spaces and a modern kitchen featuring top-tier 2025 appliances, including a fridge, dishwasher, over-the-range microwave, and full-size washer & dryer. The true crown jewel of this property is your own privately owned, fenced front lawn-a rare condo luxury that provides a safe, private outdoor oasis for kids to play, or for hosting weekend family gatherings and gardening.With three generous bedrooms, an owned separate storage room, a high-efficiency heat pump for climate control (2021), and updated hydro (2021), this turn-key home showcases true pride of ownership throughout. Perfectly situated in a family-oriented neighbourhood, perfectly situated in a prime location for family living & for commuters, you are just steps away from excellent local schools like Julie Payette Public School, C.E. Broughton Public School, and St. Theresa Catholic School. Enjoy effortless access to downtown parks, boutique shopping, diverse dining, and transit. A fantastic opportunity to own a move-in ready home!
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | 51-99 |
| Size | 1000-1199 sq. ft. |
| Maintenance Fees | $564 |
| Locker | Ensuite+Owned |
| Balcony | None |
| Exposure | North |
| Parking Type | None |
| Parking Spaces | 1 |
| Parking Features | None |
| Property Tax | $2,318 |
| mls© Number | E13439882 |
| Listed By | Royal LePage Our Neighbourhood Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,712
- Property tax
- $193
- Heat allowance
- $150
- Condo fees, half counted
- $282
- Housing costs
- $3,337 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$103,000
gross annual household income
- Payment at 4%
- $2,230 / mo
- Cash down
- $105,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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