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Listed 2 months ago

2 - 540 Mary Street E

Downtown Whitby, Whitby

$529,900

Condo Apartment |
3 | 2 | 1 | 1
About this home

Beautifully updated, ground-level 3-bedroom condo apartment in the heart of Downtown Whitby! This spacious and functional layout offers the rare convenience of two full bathrooms, including a newly added 3-piece bath and a beautifully refreshed second bathroom (both 2025). Seamlessly blending convenience and space, this home is ideal for families, first-time buyers, or downsizers looking to establish roots in a highly desirable, walkable community.Step into bright, inviting living spaces and a modern kitchen featuring top-tier 2025 appliances, including a fridge, dishwasher, over-the-range microwave, and full-size washer & dryer. The true crown jewel of this property is your own privately owned, fenced front lawn-a rare condo luxury that provides a safe, private outdoor oasis for kids to play, or for hosting weekend family gatherings and gardening.With three generous bedrooms, an owned separate storage room, a high-efficiency heat pump for climate control (2021), and updated hydro (2021), this turn-key home showcases true pride of ownership throughout. Perfectly situated in a family-oriented neighbourhood, perfectly situated in a prime location for family living & for commuters, you are just steps away from excellent local schools like Julie Payette Public School, C.E. Broughton Public School, and St. Theresa Catholic School. Enjoy effortless access to downtown parks, boutique shopping, diverse dining, and transit. A fantastic opportunity to own a move-in ready home!

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeCondo Apartment
StyleApartment
Approx. Age51-99
Size1000-1199 sq. ft.
Maintenance Fees$564
LockerEnsuite+Owned
BalconyNone
ExposureNorth
Parking TypeNone
Parking Spaces1
Parking FeaturesNone
Property Tax$2,318
mls© NumberE13439882
Listed ByRoyal LePage Our Neighbourhood Realty
Water Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,712
Property tax
$193
Heat allowance
$150
Condo fees, half counted
$282
Housing costs
$3,337 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $105,980
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,230 / mo
Cash down
$105,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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