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Pinecrest, Oshawa
$1,099,000
Welcome to 1296 Tall Pine Ave - a rare Pinecrest offering combining space, style, and a legal income suite in one exceptional package. This beautifully finished detached 2-storey delivers nearly 3,900 sq ft of total living space, including a legal, City-registered 2-bedroom basement apartment with its own separate entrance and full kitchen - a true mortgage-helper or in-law suite that sets this home apart, and Basement currently rented for $1,700/month. Upstairs, the main residence impresses with 5 spacious bedrooms and 5 bathrooms, hardwood flooring throughout, and a bright, open-concept layout built for everyday living and effortless entertaining. The chef-inspired kitchen features granite countertops, stainless steel appliances including a brand-new fridge, and a breakfast bar walking out to the deck. Cozy up in the family room beside a warm gas fireplace, or host in the combined living and dining spaces. The primary retreat offers a luxurious 5-piece ensuite and generous walk-in closet, while three more bedrooms offer ensuite or semi-ensuite access - ideal for a growing or multi-generational family.Step outside to a large deck and fully fenced backyard, perfect for summer barbecues and family time. A built-in double garage plus parking for 6 vehicles total means room for everyone.Location is everything: minutes from Oshawa Centre (230+ stores, restaurants, entertainment) and the Taunton Road shopping corridor for groceries, dining, and the cinema. Easy access to Oshawa GO Station and Highway 401 makes commuting to Toronto effortless, while Harmony Valley Conservation Area and nearby parks offer trails and green space right outside your door.This is more than a house - it's a rare opportunity. A move-in ready family home with a legal income suite built in, in one of Oshawa's most desirable communities.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $8,217 |
| Lot Size | 40.06 ft x 109.73 ft |
| mls© Number | E13553874 |
| Listed By | CENTURY 21 LEGACY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,625
- Property tax
- $685
- Heat allowance
- $150
- Housing costs
- $6,460 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$199,000
gross annual household income
- Payment at 4%
- $4,625 / mo
- Cash down
- $219,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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