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Listed 19 days ago

45 Centre Street

Bowmanville, Clarington

$779,900

Detached|Bungalow
2 | 2 | 6
About this home

Tucked away in the heart of historic Bowmanville, this charming bungalow offers complete privacy on a secluded , approximately 0.23-acre lot while keeping you just steps from all the conveniences of town. Surrounded by mature trees, you'll feel like you're at the cottage as you relax to the peaceful sounds of nature from one of two decks. Step inside to a large, welcoming foyer with tile flooring. The bright kitchen features stainless steel appliances, a tile backsplash, plenty of cupboard space, tile floors, and a window over the sink with tranquil views of the yard. The separate dining room offers laminate flooring and elegant French doors, creating the perfect space for family dinners or entertaining. The inviting living room also features laminate flooring and a walk-out to the deck, seamlessly blending indoor and outdoor living. The main floor offers two generous bedrooms, while the finished basement provides valuable additional living space with a spacious rec room featuring an above-grade window, a third bedroom, and an abundance of storage. Enjoy the rare combination of total seclusion and unbeatable convenience. Stroll into downtown Bowmanville to explore local shops, restaurants, cafés, banks, grocery stores, and more. Commuters will appreciate the easy access to Highway 401, making travel simple while still coming home to your own private retreat. This is a unique opportunity to enjoy peaceful, cottage-like living in the middle of historic Bowmanville.

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Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,542
Lot Size83.19 ft x 146.71 ft
mls© NumberE13572078
Listed ByReal Broker Ontario Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,992
Property tax
$378
Heat allowance
$150
Housing costs
$4,520 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,980
25-yr amortization

Income needed

$139,000

gross annual household income

Payment at 4%
$3,282 / mo
Cash down
$155,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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