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Price Change$1,950,000

465 Chalk Lake Road

Rural Scugog, Scugog

$1,799,000

Detached|Bungalow
3 | 4 | 23
About this home

Nestled on a private 1+ acre lot surrounded by picturesque farm fields, this custom-built bungalow offers the perfect blend of luxury, comfort, and versatility. Inside, you'll find hardwood and ceramic flooring throughout the main level, complemented by custom mouldings and built-in cabinetry that showcase exceptional craftsmanship.The beautifully renovated open-concept kitchen flows seamlessly into the dining area, making entertaining effortless. A stunning great room features vaulted ceilings, a cozy gas fireplace, and multiple walk-outs to an expansive deck overlooking the serene backyard.The spacious main-floor primary suite is a true retreat, complete with a large walk-in closet and an updated spa-inspired ensuite featuring double sinks and a generous glass shower. Two additional bedrooms and a full bath complete the main level.The fully finished lower level is ideal for multi-generational living or income potential, offering a separate private entrance, a second kitchen, a large family room with a gas fireplace, two additional bedrooms, and a full bathroom.Outside, the beautifully landscaped grounds provide exceptional privacy with mature trees, a tranquil pond, and a 7-zone irrigation system. Relax or entertain on the oversized deck with ample seating while enjoying the peaceful country setting.Car enthusiasts and hobbyists will appreciate the insulated 25' x 25' attached double garage with epoxy floors, along with a separate detached garage offering endless possibilities for a workshop, storage, or additional vehicles.Experience the best of country living with modern conveniences in this exceptional one-of-a-kind property. Just minutes to Whitby, Port Perry and Uxbridge, this property offers peace and quiet while still being close to amenities.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$10,200
Lot Size195.6 ft x 250.07 ft
mls© NumberE13591560
Listed ByRoyal Heritage Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,208
Property tax
$850
Heat allowance
$150
Housing costs
$10,208 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $359,800
25-yr amortization

Income needed

$314,000

gross annual household income

Payment at 4%
$7,570 / mo
Cash down
$359,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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