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Listed 12 days ago

127 Gibbons Street

McLaughlin, Oshawa

$999,900

Detached|Bungalow-Raised
3 | 4 | 3
About this home

Welcome to 127 Gibbons Street, a beautifully crafted bungalow by Holland Homes that combines modern design, spacious living, and outstanding versatility. Offering approximately 3,000 sq. ft. of finished living space, this home is an excellent choice for growing families, multi-generational living, or buyers seeking additional income potential. The bright main level features an open-concept layout with three generously sized bedrooms, including a private primary suite complete with a walk-in closet and a 3-piece ensuite bath. The well-appointed kitchen overlooks the dining area and great room, creating a welcoming space for entertaining or everyday family life. A walk-out leads to a spacious rear deck, extending your living area outdoors. The fully finished lower level offers exceptional flexibility with three additional bedrooms, two full bathrooms, and a separate entrance. Designed with functionality in mind, this space is well suited for an in-law suite, extended family accommodations, or a potential two-unit dwelling, offering an excellent opportunity for supplemental rental income. Conveniently located in a desirable Oshawa neighborhood, this property is just minutes from shopping, restaurants, schools, parks, public transit, the Oshawa Centre, and Highway 401, providing easy access to everyday amenities and commuter routes. With quality construction, an efficient floor plan, generous living space, and excellent income-generating possibilities, 127 Gibbons Street is a rare offering that delivers both comfort and long-term value. Whether you're searching for your next family home or a smart investment opportunity, this property is one you won't want to miss. Please note that the property is virtually staged.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow-Raised
Approx. Age0-5
Size1500-2000 sq. ft.
Property Tax$8,156
Lot Size43.56 ft x 150.27 ft
mls© NumberE13602120
Listed ByHOMELIFE DISTRICT REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$680
Heat allowance
$150
Housing costs
$5,948 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,980
25-yr amortization

Income needed

$183,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$199,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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