401 Elgin St Street E
O'Neill, Oshawa
$749,000
Very Well Kept North Facing Detached House In Quite Neighborhood Of Oshawa. This House Features 3 Bedrooms Above Ground & 1 Bedroom In Basement.Room On Main Floor For Convenience. Upgraded White Kitchen Cabinets. Upgraded Doors. Potlights & Living Area. Basement Features Side Entrance, 1 Bedroom, Kitchen & 3 Piece Washroom. Owned Hot Water, Newer Furnace, Vinyl Windows. Updated Upstairs Bathroom. New Basement Flooring (2021), Deck In Backyard (2023). New Extended Driveway, 4 Car Parking Spots. Enjoy BBQ In Huge Backyard With Your Family. Nestled In A Prime Oshawa Location Close To Schools, Parks, Shopping, And Transit,Costco. This Move-In-Ready Gem Is A Must-See.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,284 |
| Lot Size | 46 ft x 106.5 ft |
| mls© Number | E13604454 |
| Listed By | RE/MAX REAL ESTATE CENTRE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,834
- Property tax
- $357
- Heat allowance
- $150
- Housing costs
- $4,341 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$134,000
gross annual household income
- Payment at 4%
- $3,152 / mo
- Cash down
- $149,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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