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Vanier, Oshawa
$569,000
195 Park Rd S, Oshawa - Vanier Freshly refreshed inside and out - fresh interior and exterior paint, a newly painted front porch, rear deck, and painted backyard storage - this detached sits on a deep lot of 40 x 207 feet. In an established neighbourhood is a combination that simply doesn't come up often. The main floors offer 2 bedrooms, a renovated open-concept kitchen with granite countertops, pot lights, and stainless steel appliances, with 3 full bathrooms spread across all levels. The basement features its own separate entrance, two bedrooms, a full 3-piece bath, kitchen, and living area - a self-contained lower level with rental potential for those looking to offset carrying costs. Out back, a freshly painted deck steps down into a yard that stretches well beyond what's typical for the area - space to entertain, garden, or simply have room to move. Located in Vanier - minutes from Oshawa Centre, the Civic Recreation Complex, Trent University's Durham Campus, and Hwy 401 along with multiple parks and various recreational facilities, and many transit stops all within reach.
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| Type | Detached |
| Style | Other |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,436 |
| Lot Size | 40 ft x 207 ft |
| mls© Number | E13614626 |
| Listed By | ROYAL LEPAGE SIGNATURE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,912
- Property tax
- $370
- Heat allowance
- $150
- Housing costs
- $3,432 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$106,000
gross annual household income
- Payment at 4%
- $2,394 / mo
- Cash down
- $113,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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