579 Pinewood Street
O'Neill, Oshawa
$689,000
Rare 50-foot lot frontage in the highly desirable O'Neill neighbourhood! This beautiful home showcases hardwood stairs, hardwood and ceramic flooring on the main level, and a sunny west-facing balcony.The finished basement provides excellent in-law or rental potential, featuring a large family room with walkout access, a fourth bedroom, kitchenette, 3-piece bathroom, and laundry area. With parking for up to 4 vehicles and an estimated basement rental income of approximately $1,400 per month, this property presents an outstanding opportunity for families, investors, and first-time buyers alike.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,860 |
| Lot Size | 50.75 ft x 98.58 ft |
| mls© Number | E13621904 |
| Listed By | RE/MAX REALTRON REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,527
- Property tax
- $488
- Heat allowance
- $150
- Housing costs
- $4,165 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$128,000
gross annual household income
- Payment at 4%
- $2,899 / mo
- Cash down
- $137,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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