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Rural Whitby, Whitby
$889,000
Stunning 5-Year-New Semi in Rural Whitby - Income Potential + Designer Finishes! Welcome home to 94 Conarty Crescent - a beautifully upgraded 4-bedroom, 3-bath semi offering 9' ceilings on the main floor, 10' ceilings up, and a separate basement entrance ready for an in-law suite or rental income.Step through the double-door entry into a bright foyer with hardwood flooring and an elegant oak staircase running throughout the main level. The open-concept living and dining area features a modern electric fireplace and pot lighting, flowing into a chef-inspired kitchen with stainless steel appliances, quartz counters, and a large center island with breakfast seating.Upstairs, the primary retreat impresses with a coffered ceiling, walk-in closet, and spa-style ensuite with a glass shower and freestanding soaker tub. Three additional bedrooms offer flexible space for family, guests, or a home office.Outside, enjoy a fully fenced backyard, no-sidewalk frontage with parking for 3 vehicles, and direct garage access.Ideally located near Thermal Spa, shopping, restaurants, top-rated schools, parks, and trails - this is a rare combination of move-in-ready style and future income flexibility.
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| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,479 |
| Lot Size | 25.1 ft x 93.5 ft |
| mls© Number | E13635200 |
| Listed By | POWER 7 REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,550
- Property tax
- $623
- Heat allowance
- $150
- Housing costs
- $5,324 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$164,000
gross annual household income
- Payment at 4%
- $3,741 / mo
- Cash down
- $177,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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