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New7 days ago

115 Winter Gardens Trail

Rouge E10, Toronto

$899,999

Detached|2-Storey
3 | 3 | 3
About this home

A detached home under $900K in Rouge with room to make it your own. Welcome to 115 Winter Gardens Trail, a 5-level backsplit offering approximately 1,880 sq ft across its main, upper and lower levels, with 3 bedrooms, 3 bathrooms and a surprisingly spacious family-friendly layout. A renovated home on the same street recently sold for $1.02M, making this an interesting opportunity for buyers who would rather renovate to their own taste than pay the premium for someone else's finishes.Inside, you'll find a sunken living room with hardwood floors and French doors to the backyard, a separate dining room, eat-in kitchen and three good-sized bedrooms, including a primary with walk-in closet and ensuite. The lower level adds a large rec room with fireplace, built-in shelving and a separate entrance, plus a workshop/utility area with plenty of storage.The home needs updating, but some of the expensive work is already done with a new furnace and central air conditioner in 2025. Private driveway, garage and parking for three vehicles. Set on a quiet, established street close to GO Transit, schools, parks and the Lake Ontario waterfront trail. A solid home, a great neighbourhood and plenty of potential to build value over time.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,840
Lot Size30 ft x 109.8 ft
mls© NumberE13737282
Listed ByIRISE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,607
Property tax
$403
Heat allowance
$150
Housing costs
$5,160 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $180,000
25-yr amortization

Income needed

$159,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$180,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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