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Listed 2 months ago

30032 Highway 48 N/A

Pefferlaw, Georgina

$1,200,000

Detached|2-Storey
3 | 2 | 20
About this home

A rare opportunity in cottage country with vacant possession. Maxi Marina Mart sits on a high-exposure 1.08-acre corner at Highway 48 and Holmes Point Road in Pefferlaw - the gateway to one of Lake Simcoe's best sandy beaches. The sale includes the land, the freestanding commercial building, the attached 3-bedroom residence, and all existing store equipment - a true live-and-work setup ready for the next operator. The retail space (~2,400 sq ft) is fully fitted with a kitchen area, refrigeration, a 10-door upright fridge, outdoor compressor, security system, and signage - relaunch as a convenience store or reposition the use. The attached residence (~1,380 sq ft, 3 bedrooms) suits an owner-operator, on-site staff, or short-term rental. C-2 Commercial zoning supports a wide range of uses - convenience, take-out or eat-in restaurant, coffee shop, ice cream, bait & tackle, or seasonal retail catering to the thousands of beachgoers and cottagers passing the property every summer en route to Holmes Point, Sunkist Beach, and McRae Beach. Dual driveway access and 20 on-site parking spaces support customer traffic and deliveries. Decades as a Pefferlaw landmark, generations of brand recognition, and one of the last live-and-work commercial corners on Highway 48 north of the GTA. A true generational asset in a tightly-held submarket.

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Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$8,761
Lot Size242.48 ft x 222.9 ft
mls© NumberN13221198
Listed ByRE/MAX HALLMARK YORK GROUP REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,142
Property tax
$730
Heat allowance
$150
Housing costs
$7,022 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $240,000
25-yr amortization

Income needed

$216,000

gross annual household income

Payment at 4%
$5,050 / mo
Cash down
$240,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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