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Pefferlaw, Georgina
$999,000
Welcome to this stunning move-in-ready raised bungalow, built in 2021 and situated on a premium 86' x 255' lot (just over half an acre) backing onto open countryside. Offering 3 spacious main-floor bedrooms, 2 full bathrooms, and a fully finished lower level with a third full bathroom, separate entrance, and potential for two additional bedrooms or an in-law suite, this beautifully upgraded home combines modern comfort, versatility, and rural charm. The bright open-concept layout features 9' smooth ceilings, engineered oak hardwood floors, pot lights, elegant wall mouldings, and a stylish family-sized kitchen with custom cabinetry, quartz countertops, a full-height backsplash, and a large centre island overlooking the living and dining areas with a walkout to a large deck overlooking the backyard. The spacious primary retreat features a tray ceiling, walk-in closet, and private ensuite, while the finished lower level offers exceptional flexibility for multi-generational living or growing families. Additional highlights include an oversized finished double-car garage with direct access, 200-amp electrical service, a covered front porch, and an on-demand natural gas backup generator. Enjoy the peace and privacy of country living with beautiful countryside views while remaining just minutes from local amenities, schools, shopping, and Lake Simcoe. Immediate possession available.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $2,273 |
| Lot Size | 86 ft x 255 ft |
| mls© Number | N13228142 |
| Listed By | CENTURY 21 INNOVATIVE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,113
- Property tax
- $189
- Heat allowance
- $150
- Housing costs
- $5,453 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$168,000
gross annual household income
- Payment at 4%
- $4,204 / mo
- Cash down
- $199,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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