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Price Change$1,388,000

127 Humberland Drive

Oak Ridges, Richmond Hill

$1,298,000

Detached|2-Storey
4 | 4 | 6
About this home

Set on a tranquil street in prestigious Oak Ridges, this refined 2-storey detached residence backs onto protected conservation land, offering a rare sense of privacy and natural beauty. Inside, an inviting, light-filled layout showcases rich hardwood flooring throughout, elegant pot lighting and a cozy gas fireplace with mounted TV in the family room. The well-appointed kitchen offers extensive cabinetry, a Samsung stainless oven and induction cooktop, stainless fridge and dishwasher, complemented by convenient main-floor laundry. Four spacious bedrooms include a primary suite with walk-in closet and 4-pc ensuite with separate shower, served by a 2nd-floor 3-pc bath, main-floor 2-pc bath, and an additional 3-pc bath in the finished basement. Comforts include central air, central vacuum, a cold room and a 2-car garage with interior entry. The beautifully landscaped backyard features an in-ground pond with complete filtration system and exterior power outlet. Thoughtfully maintained with a 2023 roof, 2024 water tank and softener, HVAC, and a 2021 security camera system and shed. Close to transit, shopping and esteemed schools, with quick access to Hwy 400 & 404.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$5,874
Lot Size40 ft x 117 ft
mls© NumberN13422546
Listed ByRE/MAX HALLMARK REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,644
Property tax
$490
Heat allowance
$150
Housing costs
$7,283 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,600
25-yr amortization

Income needed

$224,000

gross annual household income

Payment at 4%
$5,462 / mo
Cash down
$259,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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