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Price Change$1,150,000

181 Lake Drive N

Historic Lakeshore Communities, Georgina

$1,049,000

Detached|1 1/2 Storey
3 | 2 | 4.5
About this home

Come and enjoy the charm and character of years gone by in the heart of the historic Orchard Beach Community of North Keswick. This is a rare opportunity to own one of very few original cottages circa 1910 that has been transformed into a comfortable and modern living space. This character filled home offers the perfect place to rest and relax from the busyness of a hectic life and is ideally located less than an hour from Toronto. Whether you're a retired couple looking for a quiet spot or a young family looking for an alternate lifestyle this home could be the one! The home offers generous living spaces and includes a granite stone fireplace with gas insert and wood paneled walls with beamed ceilings in the living room and formal dining room, and an enclosed sunroom both with walkouts to a covered porch overlooking beautiful lake Simcoe and year round sunsets. There are 2 main level bedrooms with a 3 pc bath and a laundry area tucked away in the mudroom entry. The large renovated family kitchen with slate floors, granite counter tops and plenty of cupboard space overlooks a spacious breakfast room with a custom built-in wall to wall pantry, a picture window with a sunny south exposure and water view. The second level is home to the spacious primary suite offering original pine floors, vaulted ceilings, a 5pc ensuite with separate shower, whirlpool tub, and a sitting area with a lake view. The exterior of the home features beautiful rooflines with a traditional stucco, stone and vinyl exterior, perennial gardens, a lovely private backyard setting with a cozy private deck and a one and a half car detached shop size garage. The private lakeside features hydro at the shoreline, a year round permanent dock along with an additional seasonal dock extension adding extra space for entertaining family and friends on beautiful summer days at the lake. Excellent boating, fishing, year round recreation and panoramic year round sunsets are right at your doorstep.

Extras

No extras listed.

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Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$6,754
Lot Size42.78 ft x 144 ft
mls© NumberN13427422
Listed ByRE/MAX HALLMARK YORK GROUP REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,369
Property tax
$563
Heat allowance
$150
Housing costs
$6,082 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $209,800
25-yr amortization

Income needed

$187,000

gross annual household income

Payment at 4%
$4,414 / mo
Cash down
$209,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

Historic Lakeshore Communities
Detached · May – July 2026
Cold

For detached listings, Historic Lakeshore Communities is currently a strong buyer's market — patience and negotiation currently favour buyers. Over May – July 2026, homes here typically sold in about 42 days and fetched 78% of the asking price. Buyer competition is holding steady versus the same months last year.

Demand
0.22
Avg days on market
42 d
Sale-to-list
78%
Price change (YoY)
+18.9%

Based on 19 sales

Market balance
Detached sales vs new listings in Georgina · last 3 months

0.29

Buyer's market

Buyer'sSeller's
Days on market
Detached in Georgina

41days

+8 days vs the same month last year

Average sold price
Detached in Georgina · last 12 months

$913,814

+2.3% vs a year ago

Nearby listings

Comparable sales

  • No similar listings found.