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Keswick North, Georgina
$799,000
Welcome to 158 Beach Road, a versatile property offering incredible value, income potential, and a sought-after Lake Simcoe lifestyle. Featuring a legal basement apartment with a separate entrance and separate hydro meters, this home is ideal for investors, first-time buyers looking to offset their mortgage, or multi-generational families seeking flexible living arrangements. Recent exterior upgrades provide peace of mind and excellent curb appeal, including a full stucco exterior finish (2025), new front porch (2025), new bay window (2025), and added insulation for improved energy efficiency. Enjoy outdoor living in the fully fenced backyard, perfect for children, pets, and entertaining. As an added bonus, residents enjoy private beach access to Lake Simcoe, offering endless opportunities for swimming, boating, and enjoying the waterfront lifestyle. Whether you're looking to generate rental income, live in one unit and rent the other, or add a solid investment property to your portfolio, 158 Beach Road offers flexibility, modern updates, and an unbeatable location near the lake.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,646 |
| Lot Size | 50.02 ft x 142.8 ft |
| mls© Number | N13493678 |
| Listed By | VALERY REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,090
- Property tax
- $387
- Heat allowance
- $150
- Housing costs
- $4,627 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$142,000
gross annual household income
- Payment at 4%
- $3,362 / mo
- Cash down
- $159,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
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Comparable sales
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