



113 Credit Lane
Jefferson, Richmond Hill
$1,200,000
Welcome to the Towns on Bayview, this stunning contemporary townhome offers the perfect blend of style, functionality, and low maintenance living in one of Richmond Hill's most desirable communities. This beautifully designed home features a spacious open concept layout, with sun-filled principal rooms, modern finishes, and a double car garage, an exceptional feature rarely found in townhomes. The floor plan offers generous living and entertaining spaces, while the private rooftop terrace provides the perfect outdoor retreat for relaxing, entertaining guests. Close to parks, top-rated schools, shopping, restaurants, transit, and major highways, everything is minutes away. Book your private tour today! Listing price includes expanded HST rebate.
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| Type | Att/Row/Townhouse |
| Style | 3-Storey |
| Approx. Age | New |
| Size | 2500-3000 sq. ft. |
| Property Tax | --- |
| Lot Size | 24.15 ft x 70.85 ft |
| mls© Number | N13522948 |
| Listed By | BLUE DIAMOND REALTY CORPORATION |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's estimated carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,142
- Property tax (estimated)
- $0
- Heat allowance
- $150
- Housing costs
- $6,292 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$194,000
gross annual household income
- Payment at 4%
- $5,050 / mo
- Cash down
- $240,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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