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Rural Brock, Brock
$359,000
Beautiful Thorah Island, Lake Simcoe. This exceptional freehold waterfront cottage offers the privacy, natural beauty, and relaxed pace of island living, all just a short boat ride from Beaverton Harbour. Built in 2011, this nicely furnished 3-season lakefront cottage features 4 bedrooms and 1.5 bathrooms, offering comfortable space for family and guests. The property is being sold turn-key, with furnishings included, so you can begin enjoying cottage life right away. Inside and out, the cottage has been thoughtfully maintained and renovated for easy seasonal enjoyment. A maintenance-free composite deck overlooks panoramic lake views, creating the perfect setting for morning coffee, outdoor dining, and peaceful evenings by the water. The shoreline offers clean, shallow-entry, weed-free water that is ideal for swimming, paddleboarding, canoeing, boating, and fishing. Whether you are spending the day on the lake, relaxing by the shore, or gathering around an evening bonfire, this property delivers the classic Lake Simcoe cottage experience. Modern conveniences make island living simple and comfortable, including cellular signal, high-speed internet, a Waterloo Biofilter septic system, and a wood-fired sauna that adds a special touch of relaxation after a day on the water. Located on peaceful Thorah Island and accessible by boat only, the cottage is approximately a 10-minute boat ride to Beaverton Harbour and about 90 minutes from Toronto. This is a rare opportunity to own a freehold island cottage getaway that combines privacy, recreation, and turn-key convenience in one exceptional waterfront package.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,275 |
| Lot Size | 134.77 ft x 159.71 ft |
| mls© Number | N13550088 |
| Listed By | AFFINITY GROUP PINNACLE REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,838
- Property tax
- $190
- Heat allowance
- $150
- Housing costs
- $2,177 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$67,000
gross annual household income
- Payment at 4%
- $1,511 / mo
- Cash down
- $71,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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