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Pefferlaw, Georgina
$979,900
Set along the riverfront in Pefferlaw, this immaculate bungalow offers a peaceful waterfront lifestyle, with beautifully maintained interior spaces and direct access to Lake Simcoe. Positioned on a quiet road, the property combines the comfort of a year-round residence with the atmosphere of a private cottage retreat, all within 20 minutes of Highway 404. The main level features a bright and functional layout with warm hardwood flooring, expansive windows, and open sightlines throughout the principal living areas. The kitchen is designed for both everyday use and entertaining, complete with rich wood cabinetry, a centre island, and a dedicated dining area overlooking the water. A walk-out leads to a massive elevated terrace with glass railings, creating an exceptional outdoor living space with panoramic river views and seamless indoor-outdoor flow. Two bedrooms and a full bathroom are positioned on the main floor, including a comfortable primary suite with peaceful natural surroundings, visible from nearly every window. The finished at-grade lower level extends the living space substantially, featuring a large sunken family room with fireplace, oversized windows, additional bedroom, second bathroom, and a convenient kitchenette setup ideal for guests, extended family, or flexible recreational use. Walk-out access connects directly to the patio, landscaped gardens, and waterfront beyond. Surrounded by mature trees and tranquil views, the property also includes a detached two-car garage, ample driveway parking, floating dock, and direct boating access just minutes from the main lake. This is a truly rare opportunity to enjoy a refined waterfront setting, with the flexibility and comfort suited to both full-time living and weekend escapes. The deep waterfront can accommodate a large boat.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,612 |
| Lot Size | 100 ft x 188.16 ft |
| mls© Number | N13588178 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,016
- Property tax
- $384
- Heat allowance
- $150
- Housing costs
- $5,550 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$171,000
gross annual household income
- Payment at 4%
- $4,124 / mo
- Cash down
- $195,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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