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Oak Ridges Lake Wilcox, Richmond Hill
$3,580,000
Set directly on Lake Wilcox, 3 Willowbank Avenue was positioned with intention - principal rooms angled toward light and water rather than simply overlooking them. Mornings arrive through the sunroom, where the lake seems to extend the room. Evenings settle into the family room, where the fireplace and the view share the same quiet register. Over 2,700 sq. ft. unfold across a considered main floor - living and dining rooms with genuine presence, a kitchen and breakfast area that flow as one, and a family room built for gathering. Upstairs, 4 bedrooms include a primary suite, family room. 4th bedroom is used as an office and can easily be converted back to a bedroom. This is the Lake Wilcox lifestyle, understated: paddleboards at dawn, the trail at dusk, a community built around water over noise. For those entering a season calling for less clutter and more clarity, this home already understands the assignment. The right property doesn't just change the view. It changes the rhythm of your day.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2500-3000 sq. ft. |
| Property Tax | $11,888 |
| Lot Size | 70.01 ft x 107.05 ft |
| mls© Number | N13789090 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $18,324
- Property tax
- $991
- Heat allowance
- $150
- Housing costs
- $19,465 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$599,000
gross annual household income
- Payment at 4%
- $15,065 / mo
- Cash down
- $716,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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