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Listed 13 days ago

304 - 20 Speers Road

1002 - CO Central, Oakville

$392,000

Condo Apartment |
1 | 1 | 1 | 1
About this home

SELLER WILL PAY 6 MONTHS OF CONDO FEES UPON CLOSING! Exciting improvements are on the horizon at OAK HILL! Owners & Condo board are currently voting on professionally designed corridor and suite entry renovations that would give the building a fresh, contemporary look (see listing photos for proposed renderings). Truly an outstanding location...nestled between Sixteen Mile Creek and vibrant Kerr Village, this spacious condo offers a rare blend of nature, walkability, and downtown convenience. Just a 10-minute walk to Oakville GO Station and minutes to the QEW, with Sheridan College, public transit, groceries, shops, cafés, and green spaces all nearby. Whether you're commuting to Toronto, heading to campus, or seeking a walkable lifestyle, this home delivers low-maintenance living in one of Oakville's most accessible neighbourhoods. Inside, the bright open-concept layout features wall-to-wall windows, a cozy gas fireplace, and a walkout to a private balcony overlooking mature trees. At 731 sq ft, it offers more space than many newer one-bedroom units. Recent upgrades include brand-new bedroom flooring (March 2026), an in-suite heating/cooling system (Feb. 2022), and fresh paint throughout for a clean, move-in-ready feel. Underground parking and a storage locker are included. Step outside and you're just 1 km to downtown Oakville, known for boutique shopping, cafés, dining, the lake, and dog-friendly parks. Whether you're a first-time buyer, student, commuter, or downsizing, this light-filled condo delivers the space, convenience, and value you're looking for.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeCondo Apartment
Style1 Storey/Apt
Approx. AgeNot available
Size700-799 sq. ft.
Maintenance Fees$654
LockerExclusive
BalconyOpen
ExposureNorth West
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$1,419
mls© NumberW13597302
Listed ByCentury 21 Miller Real Estate Ltd.
Water Included
Common Elements Included
Building Insurance Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,006
Property tax
$118
Heat allowance
$150
Condo fees, half counted
$327
Housing costs
$2,601 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $78,400
25-yr amortization

Income needed

$80,000

gross annual household income

Payment at 4%
$1,650 / mo
Cash down
$78,400

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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