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Listed 11 days ago

123 Mill Street W

1045 - AC Acton, Halton Hills

$995,000

Detached|Bungalow
3 | 3 | 3
About this home

Welcome to 123 Mill Street West, a beautifull with walkout basement apartment, situated on a quiet and desirable street. The main level features three spacious bedrooms, two updated bathrooms, gleaming hardwood floors, a modern kitchen, and a stylish electric fireplace. The refined finishes and generous natural light contribute to a welcoming ambiance characterized by warmth and natural elegance. Steps from Fairy Lake and Saint Joseph Elementary School, this home offers an ideal blend of comfort, convenience, and natural beauty. The fully finished walkout basement includes a self-contained two-bedroom apartment, providing excellent potential for rental income or use as a private in-law suite. Surrounded by nature yet conveniently close to shopping, amenities, and everyday necessities, this property offers the best of both worlds. Ample parking space further enhances the home's practicality and appeal.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$3,746
Lot Size98.28 ft x 49.95 ft
mls© NumberW13603854
Listed ByROYAL LEPAGE REAL ESTATE SERVICES LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,093
Property tax
$312
Heat allowance
$150
Housing costs
$5,555 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,000
25-yr amortization

Income needed

$171,000

gross annual household income

Payment at 4%
$4,187 / mo
Cash down
$199,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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