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1045 - AC Acton, Halton Hills
$995,000
Welcome to 123 Mill Street West, a beautifull with walkout basement apartment, situated on a quiet and desirable street. The main level features three spacious bedrooms, two updated bathrooms, gleaming hardwood floors, a modern kitchen, and a stylish electric fireplace. The refined finishes and generous natural light contribute to a welcoming ambiance characterized by warmth and natural elegance. Steps from Fairy Lake and Saint Joseph Elementary School, this home offers an ideal blend of comfort, convenience, and natural beauty. The fully finished walkout basement includes a self-contained two-bedroom apartment, providing excellent potential for rental income or use as a private in-law suite. Surrounded by nature yet conveniently close to shopping, amenities, and everyday necessities, this property offers the best of both worlds. Ample parking space further enhances the home's practicality and appeal.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,746 |
| Lot Size | 98.28 ft x 49.95 ft |
| mls© Number | W13603854 |
| Listed By | ROYAL LEPAGE REAL ESTATE SERVICES LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,093
- Property tax
- $312
- Heat allowance
- $150
- Housing costs
- $5,555 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$171,000
gross annual household income
- Payment at 4%
- $4,187 / mo
- Cash down
- $199,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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