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New7 days ago

18 Spencely Court

Willowridge-Martingrove-Richview, Toronto

$1,488,800

Detached|Bungalow
3 | 3 | 5
About this home

Imagine your kids walking to school past neighbours who wave hello, in a neighbourhood families don't leave, they grow into it. That's Royal York Gardens. This raised bungalow puts you steps from Father Serra Catholic School, parks, and sports fields, on a quiet court where safety isn't a selling feature, it's just how it is here. Inside, you get two full living spaces: a bright, updated main floor with hardwood floors and stainless steel kitchen, plus a lower level with its own entrance, second kitchen, rec room with fireplace, and a primary suite with ensuite, perfect for in-laws, older kids, or rental income. Fenced backyard, mature trees, room to breathe. Minutes to transit, the subway, Hwys 401/400, and Pearson Airport, so your commute shrinks without sacrificing the quiet. Homes like this, in this community, don't sit long. Book your showing today

Extras

No extras listed.

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Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,874
Lot Size34 ft x 122 ft
mls© NumberW13617472
Listed ByRE/MAX REALTY SERVICES INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,620
Property tax
$490
Heat allowance
$150
Housing costs
$8,260 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $297,760
25-yr amortization

Income needed

$254,000

gross annual household income

Payment at 4%
$6,265 / mo
Cash down
$297,760

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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