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St. Thomas, St. Thomas
$799,000
Beautiful all-brick walk-out bungalow on a quiet cul-de-sac with no rear neighbours! This well-maintained home features an open-concept layout with a spacious kitchen and breakfast bar overlooking the dining and living areas. Sliding doors lead to a large deck and private fenced pie-shaped yard-perfect for entertaining. The main level offers a primary bedroom with walk-in closet and 3-pc ensuite, plus a versatile second bedroom ideal for a home office or den. The finished walk-out basement adds two additional bedrooms, a 3-pc bath, and a generous rec room with cozy gas fireplace and access to a covered patio. Complete with an insulated double garage, double driveway, and sprinkler system. Conveniently located close to highways, shopping, and restaurants.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 6-15 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,442 |
| Lot Size | 32 ft x 158.64 ft |
| mls© Number | X12969304 |
| Listed By | CENTURY 21 FIRST CANADIAN CORP |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,090
- Property tax
- $370
- Heat allowance
- $150
- Housing costs
- $4,610 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$142,000
gross annual household income
- Payment at 4%
- $3,362 / mo
- Cash down
- $159,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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