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Listed 1 month ago

45 Albany Street

Central, Oshawa

$574,900

Detached|2-Storey
5 | 2 | 6
About this home

Welcome to 45 Albany Street, Oshawa. This charming all brick home is full of character and curb appeal, featuring a classic white picket fence, inviting front porch, and beautifully maintained yard in a well established family friendly neighbourhood.Offering 5 bedrooms and 2 bathrooms, this spacious home blends timeless charm with everyday functionality. The bright main floor features 9 foot ceilings, large windows, and hardwood flooring, creating a warm and inviting atmosphere throughout. The large eat in kitchen provides plenty of space for family gatherings, while the main floor office offers flexibility for working from home, a playroom, or additional living space. A full bathroom on the main level adds convenience for families and guests.Outside, the detached double car garage with hydro is perfect for parking, storage, a workshop, or hobby space. The generous yard offers plenty of room for children, pets, gardening, and outdoor entertaining.Ideally located close to schools, parks, places of worship, shopping, public transit, and downtown Oshawa amenities, this character filled home offers the perfect combination of charm, space, and convenience. A fantastic opportunity to own a beautiful family home in one of Oshawa's most established neighbourhoods.Enjoy the perfect blend of historic charm and modern convenience with easy access to Highway 401, GO Transit, community centres, and all the amenities that make Oshawa a great place to call home.

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Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,979
Lot Size70 ft x 83.5 ft
mls© NumberE13477446
Listed ByKIC Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$332
Heat allowance
$150
Housing costs
$3,424 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $114,980
25-yr amortization

Income needed

$105,000

gross annual household income

Payment at 4%
$2,419 / mo
Cash down
$114,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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