128 Elgin Street E
O'Neill, Oshawa
$709,000
***Legal Duplex***This Large 7 Plus 1 bedroom "CASH POSITIVE!" 2.5 Story Great income and a Great Investment! Main Floor Features Living Room, Kitchen & 2 Bedrooms, 2nd Floor Has 2 More Bedrooms And Living Space, 3rd Floor Has Family Room And Another Bedroom. Basement Apartment. Amenities near by: Costco, Shopping, Restaurants & Entertainment. Easy Access To Hwy 401 Straight Down Ritson
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $4,678 |
| Lot Size | 29.41 ft x 134.89 ft |
| mls© Number | E13494238 |
| Listed By | RE/MAX ULTIMATE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,629
- Property tax
- $390
- Heat allowance
- $150
- Housing costs
- $4,169 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$128,000
gross annual household income
- Payment at 4%
- $2,984 / mo
- Cash down
- $141,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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