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Listed 1 month ago

482 Simcoe Street N

O'Neill, Oshawa

$699,900

Detached|1 1/2 Storey
3 | 2 | 5
About this home

Charming and full of character, this 1.5 story detached home offers over 2100 square feet of timeless appeal blended with everyday comfort. Upon entering the large foyer, you will feel the history through solid wood detailing, and peak craftsmanship that harkens back to a bygone era. Bathed in natural light, the main floor den opens into the living room which boasts a brick fireplace and large windows. You are then led into a dining room that has the perfect balance of privacy and functionality. The kitchen provides a warm and inviting space for family and friends to gather, complete with a breakfast area and storage benches. In 1991, the addition of a family room and primary bedroom was built with the spacious family room offering an ideal setting for entertaining or relaxing. Upstairs, you will find 3 generously proportioned bedrooms, and just before the entrance to the sizeable primary bedroom, a charming alcove offers a cozy nook, perfect for a reading corner, or a quiet sitting area. The finished basement grants additional living space along with a well-appointed laundry room and ample storage areas. Step outside to a spacious, private backyard with no neighbours behind - perfect for relaxing, entertaining, or enjoying a beautiful evening of quiet contemplation. A rare opportunity to own a truly special home with enduring charm. Perfect for families. Close to public transportation, Lakeridge Health, elementary and secondary schools, places of worship and all amenities.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$7,257
Lot Size46 ft x 172.82 ft
mls© NumberE13514596
Listed ByKeller Williams Energy Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$605
Heat allowance
$150
Housing costs
$4,337 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$133,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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