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Listed 21 days ago

134 Switzer Drive

Centennial, Oshawa

$799,000

Detached|Bungalow
3 | 3 | 6
About this home

Exceptional opportunity to own a spacious, upgraded detached bungalow in the highly sought after Centennial neighbourhood of Oshawa. Situated on an oversized lot 66.06 x 101.27 Feet, this legal duplex offers outstanding flexibility for families, multigenerational living, investors, or buyers looking to offset their mortgage with rental income. The bright main level features approximately 1,400 sq. ft. of well-designed living space with3 generous bedrooms, 1 full bathroom, a large sun-filled living room, a spacious eat-in kitchen overlooking the front yard, and separate laundry. The functional layout is ideal for everyday family living and entertaining. The fully finished walkout legal basement offers excellent income potential with 3 full-size bedrooms, a separate kitchen, 1 full bathroom, 1 powder room, a spacious ground-level living room, and its own separate laundry. Separate hydro meters for the upper and lower units provide added convenience for owners and tenants alike. Enjoy exceptional privacy with this fully detached home, offering generous space on all four sides. The fully fenced backyard is easily accessible through a wide side access, providing ample outdoor space for family enjoyment, gardening, or future possibilities. Additional highlights include an attached garage and parking for up to 7 vehicles, making it ideal for large families, multiple tenants, or guests. Perfect for homeowners seeking a mortgage helper, multigenerational families, or savvy investors looking to add a strong income-producing property to their portfolio. Ideally located just minutes from top-rated schools, parks, shopping, public transit, Highway401, GO Transit, and all essential amenities, this is a rare opportunity to own a versatile, income-generating property in one of Oshawa's most established and desirable neighbourhoods. Move in, rent out, or do both-this is the investment you've been waiting for!

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Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,113
Lot Size66.06 ft x 101.27 ft
mls© NumberE13564026
Listed ByROYAL LEPAGE TERREQUITY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$509
Heat allowance
$150
Housing costs
$4,749 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$146,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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