
14 Oxford Terrace
St. Thomas, St. Thomas
$789,000
Welcome to this exceptional 4+2 bedroom, 4-bathroom detached home, built by the award-winning Doug Tarry Homes. This beautifully designed Edenbrook Model offers a double-car garage and is situated in one of the most sought-after communities in the southeast corner of St. Thomas, within the highly regarded Mitchell Hepburn School district. this home features a bright open-concept layout with 9-foot ceilings on the main floor, a grand open-to-above foyer, and a spacious family room complete with a cozy fireplace and pot lights. Elegant California shutters are installed throughout, while the convenient main-floor laundry room and interior access to the garage add everyday functionality. The gourmet eat-in kitchen boasts a large island, stylish backsplash, double sink, walk-in pantry, and a walkout to the fully fenced backyard with patio-perfect for entertaining. Upstairs, the generous primary suite offers a walk-in closet and a luxurious 5-piece ensuite. The professionally finished basement, complete with a separate entrance, includes 2 additional bedrooms, a full kitchen, a 3-piece bathroom, and laundry hookups, making it ideal for extended family or potential rental income. Additional highlights include gas lines for both the kitchen stove and backyard BBQ.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $5,717 |
| Lot Size | 45.09 ft x 121.74 ft |
| mls© Number | X13467484 |
| Listed By | UPSTATE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,038
- Property tax
- $476
- Heat allowance
- $150
- Housing costs
- $4,665 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$144,000
gross annual household income
- Payment at 4%
- $3,320 / mo
- Cash down
- $157,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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