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St. Thomas, St. Thomas
$565,000
Welcome to 31 Neal Ave, St. Thomas! This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms. Updates include roof, newer windows, upgraded kitchen cabinets, and appliances, updated flooring throughout the main living area, a owned tankless water heater, upgraded insulation in the attic, and upgraded heat pump.Enjoy your morning coffee on the beautiful updated front porch, or entertain guests on the back deck. The lower level adds even more living space with a large family room featuring a gas fireplace, a bar area, the second 3 piece bath, a workshop for all your hobbies, and a cold cellar with plenty of storage.Tastefully decorated and full of thoughtful updates, this home checks all the boxes for first-time buyers, someone looking to downsize, or anyone looking for convenient main floor living at a reasonable price, in a great area.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,720 |
| Lot Size | 38.42 ft x 119.85 ft |
| mls© Number | X13492528 |
| Listed By | ROYAL LEPAGE TRILAND REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,892
- Property tax
- $310
- Heat allowance
- $150
- Housing costs
- $3,352 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$103,000
gross annual household income
- Payment at 4%
- $2,378 / mo
- Cash down
- $113,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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