41 Luton Crescent
St. Thomas, St. Thomas
$599,900
Lovely Family Home in mature southside neighbourhood. Double concrete drive. French doors from foyer to Formal Livingroom and Dining room with newer hardwood floors and coved ceilings. Ceramic flooring in foyer and kitchen. Kitchen leads out to 2 level sundeck. Large main floor family room with hardwood floors and lovely brick fireplace. 3 spacious bedrooms on second level. Primary bedroom has 4 pc ensuite. Lower level features a walk out to patio from Recreation Room as well as an office, 3 pc bath and large Laundry/Storage room. Ideal set up for In Law suite!!
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,012 |
| Lot Size | 49.96 ft x 111.57 ft |
| mls© Number | X13551840 |
| Listed By | ELGIN REALTY LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,071
- Property tax
- $334
- Heat allowance
- $150
- Housing costs
- $3,555 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$109,000
gross annual household income
- Payment at 4%
- $2,524 / mo
- Cash down
- $119,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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