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St. Thomas, St. Thomas
$609,900
Stately 2 storey home with double car garage on quiet cul de sac. Ideally situated across from green space. Lovingly maintained by its original owner, this home offers well kept living space in a family friendly location. Main level features a formal living room as well as a large, cozy family room with floor to ceiling brick fireplace. Newer deck off family room overlooking a shaded, fenced yard. Handy 2 piece bath on main. Second level offers 3 bedrooms and two baths. Basement partially finished with extra living space for family gatherings and a second, brick fireplace. This home is close to all amenities. Walking distance to Lake Margaret, Doug Tarry Complex, and elementary and high schools. Quick possession available!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,524 |
| Lot Size | 56 ft x 113 ft |
| mls© Number | X13662640 |
| Listed By | ELGIN REALTY LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,122
- Property tax
- $460
- Heat allowance
- $150
- Housing costs
- $3,732 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$115,000
gross annual household income
- Payment at 4%
- $2,567 / mo
- Cash down
- $121,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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