32 Coyne Street
St. Thomas, St. Thomas
$439,900
4 Bedroom family home close to schools and hospital on quiet southside crescent. Large privacy fenced and landscaped yard with gazebo and firepit. Single attached garage and parking for 3 cars. Some updates include: Furnace/Central air unit 2022. Roof shingles 2017, Fence 2024, Rear deck and Hardtop Gazebo 2022. Just move in and add your personal touches to this lovely home in a great southside neighbourhood.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,910 |
| Lot Size | 52.94 ft x 117.85 ft |
| mls© Number | X13709224 |
| Listed By | ELGIN REALTY LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,252
- Property tax
- $243
- Heat allowance
- $150
- Housing costs
- $2,644 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$81,000
gross annual household income
- Payment at 4%
- $1,851 / mo
- Cash down
- $87,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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