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Price Change$747,800

31 Cavanaugh Crescent

St. Thomas, St. Thomas

$739,999

Detached|2-Storey
3 | 4 | 8
About this home

One Owner Home - This spacious 2 Storey , 3 bedroom, 3.5 bathroom family home is located in one of St. Thomas' most desirable south side neighbourhoods, situated on a mature, landscaped, treed lot boasting a covered front porch, 23 x 21 foot double car garage , parking for six cars in the driveway, and a beautiful park-like rear yard with deck, gazebo and garden shed, accessible from the kitchen eating area and the main floor family room. The kitchen features quartz countertops, tile backsplash and offers a bright cheery eating area overlooking the generous size family room with gas fireplace. The dining room, living room, a 2-pc bathroom, and main floor laundry/mud room with access to the garage complete this level. The second level has 3 bedrooms, including the primary bedroom, two with walk-in closets, a primary bedroom ensuite 4-pc bathroom, with heated floor, jetted tub and separate shower, and another 4-pc bathroom. The basement level is partially finished with a hobby room (currently being used as a guest bedroom), and a 3-pc bathroom. A large recreation/games area as well as the storage/utility area are partially drywalled. 200 Amp Service, Central Vac throughout, as well as in the garage, some newer windows, furnace & A/C 2020. Great location, proximity to schools, shopping, restaurants. You must see to appreciate. You will want to call it home!

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Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$5,218
Lot Size65 ft x 123.27 ft
mls© NumberX13168602
Listed ByRE/MAX CENTRE CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,788
Property tax
$435
Heat allowance
$150
Housing costs
$4,372 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $148,000
25-yr amortization

Income needed

$135,000

gross annual household income

Payment at 4%
$3,114 / mo
Cash down
$148,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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