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St. Thomas, St. Thomas
$499,000
Welcome to his impeccably updated 1.5 storey solid home, perfectly blending classic curb appeal with high-end modern finishes. Step onto the inviting front covered porch, or head around back to your expansive, private oversized deck, an ideal sanctuary for outdoor living and entertaining, complete with parking for 4+ vehicles, featuring landscaped oversized lot 60' x 125'. Inside, no detail has been overlooked. The fully renovated interior features updated mechanicals and water line supply from the property line, newer plumbing, updated electrical, central air conditioning (2026), and efficient furnace (2023). The main floor offers a bright, open layout featuring a custom gourmet kitchen complete with an island, sleek modern appliances (fridge, stove, dishwasher, microwave, washer dryer), updated flooring, updated light fixtures, and a convenient main floor laundry room with 2pc bathroom. Accommodating three bedrooms and modern 4pc bathroom, this home offers total peace of mind and move-in ready comfort.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,675 |
| Lot Size | 60.06 ft x 125.73 ft |
| mls© Number | X13731944 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,554
- Property tax
- $223
- Heat allowance
- $150
- Housing costs
- $2,927 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$90,000
gross annual household income
- Payment at 4%
- $2,100 / mo
- Cash down
- $99,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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