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St. Thomas, St. Thomas
$459,900
Welcome to this charming brick bungalow located in a desirable south-end neighbourhood. This well-maintained home offers a bright and inviting main floor featuring a spacious living room with a cozy wood-burning fireplace, perfect for relaxing evenings. The airy layout is complemented by an updated kitchen with newer cabinet doors (2024), providing both style and functionality. Offering 2 bedrooms and 2 bathrooms, this home has seen numerous updates, including four new interior doors (French door, primary bedroom, main bathroom, and main floor closet), a new lower-level bathroom vanity (2023), and new sinks in the basement storage room. The finished basement provides excellent additional living space, ideal for a family room or rec room, and also features a dedicated laundry room with plenty of storage space. Lastly, step outside to a fully fenced backyard complete with a beautiful raised deck, creating the perfect setting for entertaining guests, summer barbecues, or simply relaxing and enjoying the outdoors. A fantastic opportunity to own a move-in-ready home in a sought-after family-friendly location.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,840 |
| Lot Size | 40.12 ft x 100.29 ft |
| mls© Number | X13502194 |
| Listed By | MAVERICK REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,354
- Property tax
- $237
- Heat allowance
- $150
- Housing costs
- $2,741 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$84,000
gross annual household income
- Payment at 4%
- $1,935 / mo
- Cash down
- $91,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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