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Listed 9 days ago

20 Maple Street

St. Thomas, St. Thomas

$539,900

Detached|1 1/2 Storey
5 | 2 | 4
About this home

Welcome to this spacious 5-bedroom, 2-bathroom home located in South St. Thomas, where a thoughtfully designed recent addition adds modern character while preserving the home's original charm. The main floor features a generous primary bedroom with a large walk-in closet, large double doors leading to the back covered deck, convenient main-floor laundry, and an impressive new kitchen designed for both everyday living and entertaining. The kitchen boasts an extra-large island, built-in oven, gas cooktop, abundant cabinetry and storage, along with plenty of space for dining and gathering with family and friends. Upstairs, you'll find the fourth bedroom, a 3-piece bathroom, and a spacious second primary offering plenty of flexibility. Create a comfortable second living area, home office or playroom -- or transform the entire upper level into your own private primary suite retreat. Enjoy sitting on the covered deck in the backyard. Set in a family-friendly neighbourhood surrounded by mature trees, this home is conveniently located close to Pinafore Park, downtown St. Thomas, shopping, restaurants, schools and everyday amenities. With its blend of original character, modern updates and versatile living space, this is a home that offers room to grow and enjoy for years to come.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$2,772
Lot Size40 ft x 120 ft
mls© NumberX13713618
Listed ByPC275 REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,763
Property tax
$231
Heat allowance
$150
Housing costs
$3,144 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,980
25-yr amortization

Income needed

$97,000

gross annual household income

Payment at 4%
$2,272 / mo
Cash down
$107,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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