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St. Thomas, St. Thomas
$495,900
Welcome to this well-maintained 2+1 bedroom raised ranch. Perfectly situated on a beautifully landscaped lot featuring a private inground pool, which is ideal for relaxing and entertaining all summer long. The bright and inviting main level offers a functional layout, while the fully finished lower level expands your living space with one additional bedroom, a spacious rec-room complete with a cozy gas fireplace, and a convenient 3-piece bathroom, making it perfect for guests, teenagers, or extended family. Recent updates provide added peace of mind, including central air conditioning unit (2022) and shingles replaced in 2018. With its attractive curb appeal, generous living space, and backyard oasis, this home is ready for you to move in and enjoy.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 31-50 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,962 |
| Lot Size | 85 ft x 38.58 ft |
| mls© Number | X13642704 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,538
- Property tax
- $247
- Heat allowance
- $150
- Housing costs
- $2,935 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$90,000
gross annual household income
- Payment at 4%
- $2,087 / mo
- Cash down
- $99,180
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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