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St. Thomas, St. Thomas
$452,000
RAVINE LOT! This move-in-ready, 3-bedroom home beautifully blends timeless charm and character with modern updates. Step into the bright, welcoming sunroom-the perfect spot for your morning coffee and a dream space for plant lovers. The spacious living room flows seamlessly into a large dining area, complete with patio doors opening to a convenient side deck. You'll love the gorgeous, fully updated main bath featuring a new tub, sink, vanity, flooring, and sleek surround. The heart of the home is the large eat-in kitchen, where patio doors lead out to a raised deck. Here, you can relax and enjoy spectacular, private views of the lush ravine and local wildlife, like deer and birds. Complete with convenient main-floor laundry, this home offers total peace of mind with numerous updates, including: most newer windows, roof (2017), furnace & A/C (2011), eaves & leaf guards (2019), and hot water tank (2023). Don't miss this tranquil retreat!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,118 |
| Lot Size | 30 ft x 100 ft |
| mls© Number | X13413300 |
| Listed By | ROYAL LEPAGE TRILAND REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,314
- Property tax
- $177
- Heat allowance
- $150
- Housing costs
- $2,640 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$81,000
gross annual household income
- Payment at 4%
- $1,902 / mo
- Cash down
- $90,400
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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