25 Fifth Avenue
St. Thomas, St. Thomas
$349,900
Well priced single family home currently rented at $1635.00. Tenant pays all utility costs. Contains 40 gallon water heater (owned) and high efficiency furnace with central air, and a 100 amp circuit breaker panel. House requires a bit of TLC which is reflected in the price. Perfect opportunity for a first home buyer and a savy investor addin to their portfolio.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,635 |
| Lot Size | 43 ft x 120 ft |
| mls© Number | X13649838 |
| Listed By | AVANTI REAL ESTATE (LONDON) LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,791
- Property tax
- $220
- Heat allowance
- $150
- Housing costs
- $2,161 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$66,000
gross annual household income
- Payment at 4%
- $1,472 / mo
- Cash down
- $69,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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