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St. Thomas, St. Thomas
$499,900
First time in the market. Very well-maintained 3-bedroom bungalow located in a very quiet and convenient area. You'll love the 8' x 18'6" covered front porch, complete with roll-up blind to give you extra privacy as you enjoy your morning coffee or afternoon tea. The main floor has so many updates, from windows, freshly painted, bedrooms flooring (engineered hardwood 2026), refinished original hardwood (2026) on the living room and hallway. The dining area is open to an oak kitchen that comes with bank of drawers, and as you walk from the dining through the patio door, you'll find yourself on 12' x15' deck overlooking a well-manicured and landscaped yard, which is adjacent to 12' x 17' concrete patio perfect for your summer entertaining, plus a good-size outdoor shed on a concrete pad perfect for your extra storage. The basement comes with a nice rec-room with a built-in storage cupboard, a room perfect for that overnight guest or office, and another storage area. All appliances are included. 100 Amp Breaker. Spacious laundry room with a new washer and dryer. Furnace, A/C and Shingles approx. 6 years old. Walking distance to public school, high school, shopping, hospital, medical centre, and even Tim Hortons.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,996 |
| Lot Size | 49.72 ft x 105.87 ft |
| mls© Number | X13615654 |
| Listed By | ROYAL LEPAGE TRILAND REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $250
- Heat allowance
- $150
- Housing costs
- $2,958 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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