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St. Thomas, St. Thomas
$839,000
Welcome to this stunning 2021-built detached home in the highly sought-after Miller's Pond community! Offering over 3,000 sq. ft. of finished living space, including the fully finished basement, this exceptional home is designed to accommodate today's growing family.Featuring 4 spacious bedrooms plus a dedicated main-floor office, and 3 additional bedrooms in the finished basement, this home offers incredible flexibility for large or multi-generational families, a home business, or guest accommodations. With 4 full bathrooms and a thoughtfully designed open-concept layout, every space has been crafted for comfort and functionality.The bright main floor is filled with natural light and features spacious principal rooms, a cozy family room with a fireplace, a modern kitchen with ample cabinetry and workspace, and a versatile office ideal for working from home or as an additional bedroom. The professionally finished basement adds valuable living space with three bedrooms, a full bathroom, and a large recreation area.Situated on a premium 50 x 154 ft. lot, the fully fenced backyard provides plenty of room for entertaining, family gatherings, and outdoor enjoyment. A double built-in garage and private driveway offer parking for up to six vehicles.Located in the desirable Miller's Pond neighbourhood, you'll enjoy convenient access to parks, walking trails, schools, shopping, Fanshawe College, the Doug Tarry Sports Complex, and all the amenities St. Thomas has to offer. Combining modern design, outstanding space, and an unbeatable location, this move-in-ready home is a rare opportunity you won't want to miss.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 3000-3500 sq. ft. |
| Property Tax | $6,647 |
| Lot Size | 50.34 ft x 154.03 ft |
| mls© Number | X13547124 |
| Listed By | BEST SELLERS REAL ESTATE LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,294
- Property tax
- $554
- Heat allowance
- $150
- Housing costs
- $4,998 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$154,000
gross annual household income
- Payment at 4%
- $3,531 / mo
- Cash down
- $167,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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