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Price Change$985,000

10 Birchall Lane

St. Thomas, St. Thomas

$975,000

Detached|2-Storey
4 | 4 | 4
About this home

Welcome to 10 Birchall Lane, an upgraded 2019-built home (~2,195 sq ft) featuring a beautiful stone front elevation on a quiet cul-de-sac in the desirable Miller's Pond neighborhood. Steps from Lake Margaret's trails and Pinafore Park, this bright and functional home backs onto a peaceful, serene forest backdrop. The main level greets you with a soaring cathedral ceiling foyer leading to a main-floor office/den with a walkout to the front patio (currently used as a bedroom). The open-concept living and dining area features a cozy fireplace, while the sunlit kitchen offers direct access to a fully fenced, expansive backyard with breathtaking tree views. Upstairs, you will find 3 spacious bedrooms, a flexible media room ideal for a guest suite or second office, a convenient second-floor laundry room, and a primary suite complete with a walk-in closet and a 5-piece ensuite with a deep soaker tub and separate shower. The finished basement expands your living space with a huge rec room, kitchenette, 3-piece bathroom, and generous furnace room storage. Complete with direct home access to an oversized 2-car garage with extra storage space.

Extras

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age6-15
Size2000-2500 sq. ft.
Property Tax$6,337
Lot Size62.43 ft x 116.52 ft
mls© NumberX13682648
Listed ByCENTURY 21 FIRST CANADIAN CORP

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,990
Property tax
$528
Heat allowance
$150
Housing costs
$5,669 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $195,000
25-yr amortization

Income needed

$174,000

gross annual household income

Payment at 4%
$4,103 / mo
Cash down
$195,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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