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Listed 2 months ago

41805 North Street

Rural Southwold, Southwold

$574,900

Detached|Bungalow-Raised
3 | 2 | 5
About this home

Welcome to 41085 North Street in St. Thomas/Southwold - a location that makes everyday life easier. Located just outside the city while still staying connected, it's only a quick 15-minute drive to south London and Highway 401 for weekday commutes, and weekends made better with Port Stanley's beaches and restaurants just 20 minutes away. This raised ranch is designed to adapt to your lifestyle. Whether you have a growing family, teenagers who need space, or are planning for multi-generational living, the 3+3 bedroom layout and two separate living areas give everyone room to live comfortably without feeling on top of each other. The open-concept kitchen and dining area creates a natural gathering space, making it easy to stay connected while cooking, hosting, or helping with homework. With direct access to the outdoor dining area, summer BBQs and evening meals outside become effortless. Step into the fully fenced backyard where you can relax knowing kids and pets can play safely, giving you peace of mind and more freedom to enjoy your outdoor space. Families will appreciate access to Southwold Public School, known for its strong reputation-so you can feel confident about your child's education without having to travel far. Plus, key appliances and extras are already included, making your move-in that much smoother and more convenient.

Extras

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Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,738
Lot Size40.71 ft x 125.74 ft
mls© NumberX13557044
Listed ByTHE REALTY FIRM INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$312
Heat allowance
$150
Housing costs
$3,404 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $114,980
25-yr amortization

Income needed

$105,000

gross annual household income

Payment at 4%
$2,419 / mo
Cash down
$114,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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