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Southwold Town, Southwold
$549,900
Great Family Home on quiet cul de sac with easy commute to London. Mailing address is 9939 Florence St., St.Thomas. Convenient Main Floor Laundry, Eating Area leads out to Sundeck with Gazebo. Primary Suite with 3pc ensuite bath and walk in closet. New carpet (May 2026) on stairs and all bedrooms on Second Level. Familyroom , Office/Bonus Room and 3pc bath and storage room in Basement. Man Door in Garage. Cat Patio can stay or Seller will remove before closing. Just move in and enjoy this One Owner well cared for Home.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,022 |
| Lot Size | 32.9 ft x 110.89 ft |
| mls© Number | X13709228 |
| Listed By | ELGIN REALTY LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $252
- Heat allowance
- $150
- Housing costs
- $3,216 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $109,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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