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Listed 8 days ago

18 Laurier Road

St. Thomas, St. Thomas

$509,900

Detached|Sidesplit 4
3 | 2 | 3
About this home

Welcome to this functional 3-bedroom, 1.5-bathroom home, ideally situated on a quiet street in North St. Thomas with easy access to London. Enjoy nearby Dalewood Conservation Area, Locke Public School and 1Password Park, featuring soccer and football fields, basketball courts, a splash pad, playground and paved walking trails. The main floor offers an open-concept layout with a bay window, laminate floors, updated light fixtures, trim and paint. The kitchen features pot lights, included appliances, gas hookup for stove, and a convenient pantry closet. A 3 season sunroom off the back entrance provides additional space to relax and enjoy. Upstairs, you'll find three bedrooms, each with a closet, along with a linen closet and spacious bathroom featuring a granite topped vanity and tub/shower. The lower level includes a spacious family room, powder room and additional space with potential for a fourth bedroom or home office. The basement provides a laundry area and ample storage and hobby room. Outside, the fully fenced backyard includes a storage shed and is ready for your personal touch. Additional updates and features include a durable metal roof (2018), gas furnace and a/c (2023), and blown in insulation (2022). Owned Hot water tank (2023) asphalt driveway and electrical panel. Offering a convenient location, comfortable living space and room to make it your own. - this home is ready for its next chapter!

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleSidesplit 4
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,300
Lot Size52.45 ft x 110 ft
mls© NumberX13719148
Listed ByROYAL LEPAGE TRILAND REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,610
Property tax
$275
Heat allowance
$150
Housing costs
$3,035 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $101,980
25-yr amortization

Income needed

$93,000

gross annual household income

Payment at 4%
$2,146 / mo
Cash down
$101,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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