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St. Thomas, St. Thomas
$509,900
Welcome to this functional 3-bedroom, 1.5-bathroom home, ideally situated on a quiet street in North St. Thomas with easy access to London. Enjoy nearby Dalewood Conservation Area, Locke Public School and 1Password Park, featuring soccer and football fields, basketball courts, a splash pad, playground and paved walking trails. The main floor offers an open-concept layout with a bay window, laminate floors, updated light fixtures, trim and paint. The kitchen features pot lights, included appliances, gas hookup for stove, and a convenient pantry closet. A 3 season sunroom off the back entrance provides additional space to relax and enjoy. Upstairs, you'll find three bedrooms, each with a closet, along with a linen closet and spacious bathroom featuring a granite topped vanity and tub/shower. The lower level includes a spacious family room, powder room and additional space with potential for a fourth bedroom or home office. The basement provides a laundry area and ample storage and hobby room. Outside, the fully fenced backyard includes a storage shed and is ready for your personal touch. Additional updates and features include a durable metal roof (2018), gas furnace and a/c (2023), and blown in insulation (2022). Owned Hot water tank (2023) asphalt driveway and electrical panel. Offering a convenient location, comfortable living space and room to make it your own. - this home is ready for its next chapter!
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| Type | Detached |
| Style | Sidesplit 4 |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,300 |
| Lot Size | 52.45 ft x 110 ft |
| mls© Number | X13719148 |
| Listed By | ROYAL LEPAGE TRILAND REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,610
- Property tax
- $275
- Heat allowance
- $150
- Housing costs
- $3,035 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$93,000
gross annual household income
- Payment at 4%
- $2,146 / mo
- Cash down
- $101,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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